That was the message from Representative Jamie Raskin, the ranking member of the House Judiciary Committee, at a hearing in July on how to improve our bankruptcy laws. Bankruptcy relief is enshrined in the U.S. Constitution to provide a fresh start for struggling debtors, and you have the right and the opportunity to take advantage of those protections to get out from under unsustainable debts.

Representative Raskin laid out the bare realities in today’s economy: “Across this country, small businesses and working families are shouldering debts that would have once been considered extraordinary but today reflect the cost of staying afloat. Although it remains a remedy of last resort, our bankruptcy system must be equipped to provide relief when economic pressures strain the margins of household and commercial stability. A well-calibrated system does not punish misfortune or entrench failure; it provides a lawful path forward when all else fails.”

You need someone who can take stock of your situation and guide you on how best to obtain relief from garnishments, collection actions and foreclosure. Carragher Law can help you. Click on the link below to request a free, no-obligation initial consultation.